Key Components of SHAPE

⦁ Community participation: “SHAPE” relies on active involvement and participation from community members. They collectively contribute to a shared fund, which forms the basis for covering healthcare expenses.

⦁ Risk pooling: The pooled funds are used to cover the medical expenses of the individual community members when they require healthcare services. This shared risk pool helps distribute the financial burden among the community.

⦁ Local Governance: “SHAPE” schemes often operate under local governance structures. Community members may have a say in decision-making processes, ensuring that ‘SHAPE’ meets the specific needs and preferences of the community.

⦁ Preventive and Primary Care: “SHAPE” schemes typically emphasize preventive and primary healthcare services. By focusing on early intervention and wellness programs, the aim is to reduce the overall healthcare costs and improve the health outcomes of the community.

⦁ Affordability and Accessibility: One of the primary goals of “SHAPE” is to make healthcare services more affordable and accessible to all community members, especially those who might otherwise face financial barriers to receiving medical care.
⦁ Financial Protection: “SHAPE” provides a safety net for community members, shielding them from the financial burden of unexpected medical expenses. This can prevent individuals and families from falling into poverty due to healthcare costs.

⦁ Community Empowerment: “SHAPE” fosters a sense of ownership and empowerment within the community. By actively participating in the management of their healthcare finances, community members take charge of their well-being.

⦁ Customized Solutions: Local governance allows “SHAPE” schemes to tailor healthcare solutions to the unique needs of the community, addressing specific health challenges and cultural considerations.

⦁ Saving accrued from contributions of donation, CSR funds, Zakat, Sadqah etc. after meeting all the medical expenses of members will be credited to a permanent fund (Cash Waqf) which will be used to pay for major illness expenses and partnering with building or improving any Healthcare institution.

⦁ In conclusion, “SHAPE” serves as a community- driven solution to healthcare challenges, promoting financial protection, community empowerment and improved health outcomes. Its Success hinges on active community participation, effective governance, and a focus on preventive and primary care.

Proposal for Implementation

⦁ Select an area for pilot project.
⦁ Issue ID card of the members of the project.
⦁ Empanel Healthcare providers.
⦁ Verify their accreditation status.
⦁ Fix rates of services.
⦁ Build a website for awareness.
⦁ Establish a help line for those who are not tech-savvy.
⦁ Conduct regular camps for awareness, Medical & lab checkups.
⦁ Arrange for generic medicines and devices at discounted cost.
⦁ Build corpus fund for medical exigencies.
⦁ Scale up after the pilot study fine tuning the service.
⦁ To create awareness among the public to save money for medical expenses for the future.
⦁ To get document eg. BPL card etc. to avail govt. health schemes.